By Cynthia Grau/WJEZ News

What if you find yourself nearing retirement age and your spouse worked, while you didn’t work outside the home for the entire marriage?

Kevin Rice with the Social Security Administration explains how the non-working spouse can still receive Social Security benefits at retirement.

“You can be entitled to as much as one half of your spouse’s benfits when you reach full retirement age. So if you have a spouse and you’ve never worked outside the home, you can file for benefits on that spouse’s record. A couple key things here, the spouse has to be receiving benefits already, but when that spouse files for Social Security benefits and you’re at least age 62 or older, you can file for benefits as a spouse on that record,” Rice said.

Rice was a guest on a recent Community Forum and the podcast, where he discusses more social security information, is available at wjez.com